Borrow big or not?

Borrow big to pay for your home? It may not be foolhardy
By Dennis Chan


Finding the best way to pay off a home loan
By Lorna Tan, Finance Correspondent
Mon, Aug 25, 2008The Straits Times

View from Apartment in Beijing

Des just sent me this picture. It's the view from his apartment he is staying right now.

Day 9 - 25-26 Sept 07

To Lucern.





Almost bought it!! Thank goodness i checked the price with Cheryl's hubby, which turns out that Singapore is cheaper.



Didn't know 'gao lak' eng name is Marroni~ Looks Atas Eh!

Next, Interlaken.

Taylor Made Burner Driver & Wood - Ladies - SOLD

Garage Sale!! Letting go at S$20.

Please self collect at Hougang Ave 7.

Garage Sale - Nike Golf Bag

Garage Sale! Letting go at $100.

Chic Metallic Silver Nike Ladies Golf Bag!

Light weight (3kg). Bought this bag from the first owner who used it only for 5-6 times before i started golf. I have not used it before and still in good condition.

Self collect at Hougang Ave 7.

Western Europe Drive 2007 - Day 5 - 22nd to 25th Sept

Picked up our rented car at Frankfurt Airport and stop along the way for a rest.

Driving through some small roads to get a different view

lucky to drive to the small road, beautiful houses and lots of flowers.

where's the mustard?

Erm, too free...

Tot of uploading some memorable pictures on the Europe trip last year in Sept. Too many pictures, will upload only a few from each day or places we drove to. It's a pity we loss quite a lot of pictures due to the memory card size being too big that the camera can't dl or something... So whatever pictures we took with the memory card are gone... places like Italy, Pisa, Venice, etc. Sigh.

Started from Day 5 cause i had only just arrived at Franfurt while Desmond was in Germany and Vienna for the first four days.

Website on recipes I always frequent

1. Let's get Wokking - Singaporean housewife's recipe ( food she prepare for her children look so cute! so creative.)
2. Open Source Food - Recipes created from food-lovers all over the world.
3. Eating China - Chinese food recipe
4. Channel 4 - featuring recipes on Gordon Ramsay, Jamie Oliver, Nigella Lawson, etc.
5. Sweet Decadenze - also check out the others' flog link. I really love desserts...

Cher in Sg & China

Cher in Singapore & China.

Heh, just changed my url.

I keep changing and hope this is the last. Anyway none of my friends know about this blog. Heh its more for my 'convenience' like able to retrieve some stuff from my blog when i went over to Beijing.

Blog Title Change

Has just change my blog title from Over The Rainbow in Sg to Over the Rainbow in Sg & China.

Des has flew to Beijing two days ago. He is pretty busy and also quite stress. Its a new job, new environment, so i bet he is stress with so many unfamiliar things. For me, am really worry for his daily needs. Whether he can cope with ironing his shirts? Does the new apartment got mattress cover? Did he manage to get his daily morning dose of caffeine?

First day, he only sms me twice. Yesterday evening, another two sms. He has been invited to join his boss n colleagues for dinner for the past two days. Yesterday was home around 1 am plus.

Just converse with him in the msn, saying he finally have some time to buy daily necessities later after work.

Will catch him again in MSN later in the evening~

Best HDB Housing Loan Calculator

Think this is one of the best housing loan calculator i have found from the web. It allows you to know how much lesser interest you pay should you pay a lump sum of money in the middle of your loan period.